ESTATE PLANNING COUNCIL OF SOUTHEAST DENVER

Please join EPCSED for our upcoming seminar:

Balancing Exemption Allocation Between Asset Transfer and Insurance

This presentation explores strategies for maximizing estate and gift tax efficiency for ultra-high-net-worth clients by balancing the use of lifetime exemption between asset transfers and life insurance. Attendees will examine the relative benefits of transferring appreciating assets, premium financing, and private split-dollar arrangements, including their impact on estate liquidity, gift tax exposure, and long-term wealth transfer. The discussion will also address key structuring considerations, risks, and relevant case law to help advisors evaluate which approaches may be appropriate based on a client’s balance sheet, liquidity, return expectations, and planning objectives.

Presented By:

Paul Robb, President & Managing Partner, PH Robb

Paul is a 35-year veteran of family, business and charitable planning. Starting his career with Northwestern Mutual in 1983, he thrived as a national joint work specialist for almost 20 years. During his extensive career, his concept of collaborative legacy planning evolved, culminating in the formation of PH Robb, which enjoys a national reputation as a consultant to major tax, legal, banking, insurance and financial firms.

As an industry innovator, Mr. Robb invented a virtual family office technology, resulting in a patent portfolio dealing with online collaboration in the financial services sector. Additionally, Paul created LegacyTrax, an interactive client driven software system focused specifically on legacy planning.

Paul earned his Bachelors in Finance and Accounting from the University of Arizona and holds a CFP (Certified Financial Planner) from the CFP Board, and the ChFC (Chartered Financial Consultant), and CLU (Chartered Life Underwriter) designations from The American College.

Paul is a certified instructor in multiple states for tax, legal and financial services continuing education, and has been invited to make frequent presentations over the years to numerous industry groups.

Nick Robb, Managing Partner, PH Robb

Nick joined PH Robb in 2016 as an insurance product analyst, who helped build case designs and perform economic analysis for clients and advisors. With this technical background, Nick now specializes in designing, building, and managing insurance transactions that accomplish advanced tax, business, and wealth planning. As an advisor to Ultra High Net Worth clients, Nick offers a deep understanding of insurance products, banking, tax planning, and economic analysis, which he gained through years of close collaboration with the nation's top trust and estate attorneys, tax attorneys, and private wealth bankers, to best address the clients' planning goals.

Nick is responsible for managing the insurance transaction process, from point of sale with clients and advisors to case underwriting and policy funding, and ongoing administration and management. In addition, Nick is focused on continually improving client experience and has helped to build numerous technologies at PH Robb to that end, including a policy forecasting and management system.

Nick holds a degree in Pre-Law and Philosophy with an ethics emphasis from the University of Arizona Honors College, where he graduated Cum Laude.

A special thank you to our generous 2026 sponsors!

Meeting Schedule:

7:30 a.m. - 8:00 a.m.: Networking 
8:00 a.m. - 9:00 a.m.: Speaker presentation 

Meeting Registration:

Guests are welcome! The fee for guests to attend is $50.

Be sure to RSVP so that we have an accurate count and sufficient seating at the restaurant. Email stephanie@nonprofitadmin.com or hit "reply." 

Please forward this invitation to anyone you think may be interested in the group -- and bring a guest!